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Home/Attorneys/Timothy W. McAfee, Attorney at Law
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- Attorneys in Big Stone Gap, | CGMIMM

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408 Wood Avenue East, Big Stone Gap, VA, 24219

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408 Wood Avenue East
Big Stone Gap, VA 24219
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๐Ÿ“š Related legal guides

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bankruptcy
Wage Garnishment Defense in Virginia
Virginia wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Virginia
Virginia consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
bankruptcy
Student-Loan Discharge in Bankruptcy in Virginia
Virginia student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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