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Home/Attorneys/The Law Offices of Crawford S. Melton
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The Law Offices of Crawford S. Melton

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228 South 9th Street, Opelika, AL, 36801

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+1-334-745-6244
228 South 9th Street
Opelika, AL 36801
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Background reading on the practice areas this attorney handles.

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Wage Garnishment Defense in Alabama
Alabama wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Alabama consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Alabama student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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