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Home/Attorneys/John D. Watt, Attorney at Law
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John D. Watt, Attorney at Law

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815 5th Street, Wamego, KS, 66547

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815 5th Street
Wamego, KS 66547
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bankruptcy
Wage Garnishment Defense in Kansas
Kansas wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Kansas
Kansas consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Kansas
Kansas student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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