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Home/Attorneys/James R. Miller II Attorney at Law
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- Attorneys in Johnson City, | CGMIMM

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200 East Main Street, Johnson City, TN, 37604

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+1-423-926-2714
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200 East Main Street
Johnson City, TN 37604
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Background reading on the practice areas this attorney handles.

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Wage Garnishment Defense in Tennessee
Tennessee wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Tennessee
Tennessee consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Tennessee
Tennessee student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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