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- Attorneys in Chillicothe, | CGMIMM

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174 West Main Street, Chillicothe, OH, 45601

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+1-740-660-2745
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174 West Main Street
Chillicothe, OH 45601
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Past results do not guarantee future outcomes. Communications do not establish an attorney-client relationship.

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Ohio wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Ohio consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Ohio
Ohio student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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