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- Attorneys in Naperville, | CGMIMM

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210 West Ogden Avenue, Naperville, IL, 60563

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+1 630 364 2188
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210 West Ogden Avenue
Naperville, IL 60563
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Illinois wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Illinois student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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