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Home/Attorneys/Phillips & Associates | Sexual Harassment, Discrimination, & Employment Lawyers
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Phillips & Associates | Sexual Harassment, Discrimination, & Employment Lawyers

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585 Stewart Avenue, Garden City, NY, 11530

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+1-866-883-8126
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585 Stewart Avenue
Garden City, NY 11530
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Background reading on the practice areas this attorney handles.

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Wage Garnishment Defense in New York
New York wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in New York
New York consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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New York student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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