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Home/Attorneys/Nenye E. Uche, Attorney at Law
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201 East Ohio Street, Chicago, IL, 60611

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+1 312-380-5341
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201 East Ohio Street
Chicago, IL 60611
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Wage Garnishment Defense in Illinois
Illinois wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Illinois
Illinois consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Illinois student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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