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Home/Attorneys/Leon J. Teichner & Associates, P.C.
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- Attorneys in Chicago, | CGMIMM

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161 North Clark Street, Chicago, IL, 60601

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+1 312 5412822
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161 North Clark Street
Chicago, IL 60601
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Illinois wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Illinois consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Illinois
Illinois student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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