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Home/Attorneys/Law Offices of Kevin T. McDermott Esq, P.C.
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- Attorneys in Middletown, | CGMIMM

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34 Grove Street, Middletown, NY, 10940

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+1-845-202-7475
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34 Grove Street
Middletown, NY 10940
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Wage Garnishment Defense in New York
New York wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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New York student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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