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Confidential · Most matters handled on contingency where applicable
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Home/Attorneys/Law Offices of Howard A. Brucker, LLC
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- Attorneys in Baltimore, | CGMIMM

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7313 Harford Road, Baltimore, MD, 21234

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+1-443-418-6675
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7313 Harford Road
Baltimore, MD 21234
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Wage Garnishment Defense in Maryland
Maryland wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Maryland consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Maryland student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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