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Home/Attorneys/Law Office of Timothy A. Pupach
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- Attorneys in San Jose, | CGMIMM

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3150 Almaden Expressway, San Jose, CA, 95118

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3150 Almaden Expressway
San Jose, CA 95118
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Background reading on the practice areas this attorney handles.

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Wage Garnishment Defense in California
California wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in California
California consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in California
California student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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