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Home/Attorneys/Johnstone & Gabhart, LLP
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- Attorneys in Charleston, | CGMIMM

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1125 Virginia Street East, Charleston, WV, 25301

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+1-304-343-7100
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1125 Virginia Street East
Charleston, WV 25301
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Wage Garnishment Defense in West Virginia
West Virginia wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in West Virginia
West Virginia consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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West Virginia student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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