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Home/Attorneys/James E. Palmour III
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- Attorneys in Gainesville, | CGMIMM

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300 Henry Ward Way SE, Gainesville, GA, 30501

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+1-770-535-0222
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300 Henry Ward Way SE
Gainesville, GA 30501
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Wage Garnishment Defense in Georgia
Georgia wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Georgia
Georgia consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Georgia
Georgia student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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