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Home/Attorneys/Frank S Lombardi Law Associates PC
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- Attorneys in Cranston, | CGMIMM

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370 Atwood Avenue, Cranston, RI, 02920

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+14014533900
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370 Atwood Avenue
Cranston, RI 02920
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Wage Garnishment Defense in Rhode Island
Rhode Island wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Rhode Island
Rhode Island consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Rhode Island student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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