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Home/Attorneys/Edmund R. Folsom, Attorney at Law
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- Attorneys in Biddeford, | CGMIMM

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25 Pool Street, Biddeford, ME, 04005

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+1-207-710-2070
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25 Pool Street
Biddeford, ME 04005
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Wage Garnishment Defense in Maine
Maine wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Maine
Maine consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Maine
Maine student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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