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Home/Attorneys/Douglas Harris Law Offices
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- Attorneys in Missoula, | CGMIMM

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322 West Spruce Street, Missoula, MT, 59802

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322 West Spruce Street
Missoula, MT 59802
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Wage Garnishment Defense in Montana
Montana wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Montana
Montana consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Montana
Montana student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

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