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Home/Attorneys/Czaczkes and Czaczkes, Attorneys at Law
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- Attorneys in Norwich, | CGMIMM

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482 West Main Street, Norwich, CT, 06360

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+1 860 886 5175
482 West Main Street
Norwich, CT 06360
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📚 Related legal guides

Background reading on the practice areas this attorney handles.

bankruptcy
Wage Garnishment Defense in Connecticut
Connecticut wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Debt-Collection Defense in Connecticut
Connecticut consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
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Student-Loan Discharge in Bankruptcy in Connecticut
Connecticut student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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