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Home/Attorneys/Clark & Bradshaw, P.C.
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- Attorneys in Harrisonburg, | CGMIMM

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92 North Liberty Street, Harrisonburg, VA, 22802

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92 North Liberty Street
Harrisonburg, VA 22802
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Wage Garnishment Defense in Virginia
Virginia wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Virginia student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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